In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. 

Your questions answered today:

• Disposable vs Cloth Nappies: Cost, Convenience & Sustainability
• Investment Bonds: Are They Worth It?
• ETF Tax Time: How to Handle the Paperwork
• $500k to Invest: Lump Sum or Dollar Cost Averaging?
• Joint Super Accounts: Should Couples Combine?
• The 4% Rule: Does It Still Stack Up in 2025?

• PLUS Keep an eye out for the episodes coming out in the next few weeks around sustainability, and also investing in trust structures 

Resources for this episode

• Grant Hacket episode https://youtu.be/JLoIKV68-hw
• Lump sum vs Dollar Cost Averaging- Dollar-cost average or lump sum investing: which is best for ETFs? - Rask
• Info on Tax: ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media
• Ethical investing course- Ultimate Australian ethical investing course
• PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books
• Ask a question (select the Finance podcast): https://bit.ly/R-quest 

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View Betashares range of funds:  https://bit.ly/beta-25

~~ Rask resources ~~

All services: https://bit.ly/R-services

Financial Planning: https://bit.ly/R-plan 

Invest with us: https://bit.ly/R-invest 

Access Show Notes: https://bit.ly/R-notes 

Ask a question: https://bit.ly/R-quest 

DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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