"If you don't know where to start, take pen to paper. It always works." Welcome back to the Hone Your Habits series! This weekly supplement to $HMONEY's regularly scheduled episodes is inspired by David Bach's The Latte Factor, an ode to millennial money habits (like your daily latte).Tune into bite-sized episodes every Monday morning (10 minutes or less!) for tips, tricks, and mindset shifts that will help improve your financial literacy and money habits to live a healthier, happier lifestyle.In today's episode, we discuss some of the best ways to track your spending and pay down debt effectively. To get acquainted with your host, tap or click HERE.To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To check out the Why Not agency, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on…Instagram: @shmoneyradio / @shmoneyhoniesFacebook: https://www.facebook.com/shmoneyradioTwitter: @shmoneyradioTikTok: @shmoneyradioSound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music), No Fear by Makaih Beats (ad music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio)To get acquainted with your host, tap or click HERE. To subscribe to The #SundayScroll ☕, Anastasia’s weekly newsletter, tap or click HERE. To learn more about $HMONEY, visit shmoney.club and join us on... Instagram: @shmoneyradio / @shmoneyhonies Facebook: https://www.facebook.com/shmoneyradio Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music) Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).