In HRchat episode 305, we consider tech that gives hourly workers the flexibility to receive their pay sooner so they don't have to take out high-interest payday loans or pay overdraft fees just to get by. Bill's guest is Nico Simko, Founder and CEO at Clair, the social fintech that provides Instant Pay Access as a Service for human capital management and gig platforms to allow workers to get paid faster.Nico manages the company’s overall strategic direction and its relationships with its shareholders and customers.Prior to co-founding Clair, he was at J.P. Morgan, leading the M&A due diligence process on a broad range of payments companies for the firm’s Wholesale Payments division. He managed M&A, investment and partnerships due diligence on 10+ payments FinTechs - worth over $25 billion. Originally from Switzerland and Argentina, Nico holds a B.A. in Economics from Harvard University.Support the showFeature Your Brand on the HRchat PodcastThe HRchat show has had 100,000s of downloads and is frequently listed as one of the most popular global podcasts for HR pros, Talent execs and leaders. It is ranked in the top ten in the world based on traffic, social media followers, domain authority & freshness. The podcast is also ranked as the Best Canadian HR Podcast by FeedSpot and one of the top 10% most popular shows by Listen Score. Want to share the story of how your business is helping to shape the world of work? We offer sponsored episodes, audio adverts, email campaigns, and a host of other options. Check out packages here. Follow us on LinkedIn Subscribe to our newsletter Check out our in-person events