Most retirement planning is focused entirely on the accumulation phase, but it is the distribution phase where many retirees face even greater risk. In today's Better Wealth Episode, I had the honor and pleasure to interview Wade Pfau, expert in retirement and income distribution strategies. Out of all my interviews this one was one of the deepest and most informational as it comes to topics in retirement strategies. Wade is extremely well researched and in our conversation we discussed problems facing retirement, sequence risk loss, safe withdraw risk, annuities, life insurance, reverse mortgages, pension optimization strategies, buffer strategies, and different retirement options for people. Being in the industry you may have read journals/articles or books written by Wade. Listen as he shares his incredible story, experiences and wisdom.Guest Bio & Links:   Wade D. Pfau, Ph.D., CFA, RICP, is the program director of the Retirement Income Certified Professional designation and a Professor of Retirement Income at The American College of Financial Services in King of Prussia, PA. As well, he is a Principal and Director for McLean Asset Management. He holds a doctorate in economics from Princeton University and has published more than sixty peer-reviewed research articles in a wide variety of academic and practitioner journals. He hosts the Retirement Researcher website, and is a contributor to Forbes, Advisor Perspectives, Journal of Financial Planning, and an Expert Panelist for the Wall Street Journal.  He is the author of the books, Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement, How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Income Strategies, and Reverse Mortgages: How to Use Reverse Mortgages to Secure Your Retirement.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor