In this episode of "A Life Well Lived: A Physician's Guide to Wealth Masterclass," host James Nutter welcomes Darlene Dresch, a prominent real estate expert, for an in-depth discussion on the 2024 real estate trends for physicians. They explore critical financial aspects and market dynamics that physicians need to know when securing their dream homes. As part of this masterclass, Darlene shares her expert insights on real estate strategies, addressing the unique needs and challenges physician families face. Listeners will gain valuable knowledge on crucial topics such as the current state of the real estate market, how the new NAR settlement impacts consumers, and various financing options tailored for physicians. Darlene emphasizes the importance of surrounding oneself with a capable team, leveraging strategy in real estate transactions, and understanding the expectations and processes involved. The episode also delves into how real estate can be a strategic part of one's financial portfolio, offering practical advice and real-life success stories to illustrate key points. Key Takeaways: Understanding Market Dynamics: Insight into the current real estate market, the impact of the NAR settlement, and differentiating between buyer's and seller's markets. Financing Options: Detailed overview of physician loans vs. conventional loans, including zero down payment and no PMI options. Building a Capable Team: Importance of collaborating with knowledgeable real estate agents, lenders, and financial advisors who understand physicians' unique needs. Strategic Buying and Selling: Effective strategies for negotiating offers, understanding terms, and making financially sound real estate decisions. Real Estate Portfolio: Use of real estate as a strategic part of your investment portfolio, including buying rental properties and leveraging equity. Darlene Dresch is a seasoned real estate expert specializing in working with physicians and the medical community in Ann Arbor, Michigan, for the past eight years. She is the co-owner of D&R Realtors, a purpose-driven business that not only focuses on real estate but also contributes significantly to local charities and organizations like the Charles Woodson Foundation and Ronald McDonald House. Darlene partners with U of M Health, assisting numerous physician clients to find ideal homes and investments. Resources: Email Darlene with any real estate questions Dardresch@gmail.com PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth's exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.