Don't let money master you.
Get out of debt and feel the power :-)
This episode is the story of young Andy and also a "how to" for getting out of debt.
Use YNAB
You Need A Budget software/app
https://www.ynab.com/
Here are some common pitfalls to avoid:
1. **Not Tracking Expenses:**
2. **Relying on Mental Accounting:**
3. **Ignoring Small Purchases:**
4. **Neglecting Automatic Payments:**
5. **Impulse Buying:**
6. **Using Credit Cards Unwisely:**
7. **Shopping without a List:**
8. **Not Budgeting for Irregular Expenses:**
9. **Not Reviewing Bills:**
10. **Lack of Communication:**
11- **Use Cash Envelopes:**
Ramsey vs Profit first bank accounts
12- **Use Alerts:**
13 - **Create a Detailed Budget:**
14. **Prioritize Needs Over Wants:**
15 watch out for subscriptions.
Common ways the average person can work towards getting out of debt:
1. **Create a Budget:**
2. **Use the Debt Snowball Method:**
3. **Debt Avalanche Method:**
4. **Negotiate with Creditors:**
5. **Cut Unnecessary Expenses:**
6. **Increase Income:**
7. **Use Windfalls Wisely:**
8. **Consolidate Debt:**
9. **Credit Counseling:**
10. **Debt Settlement:**
11. **Avoid New Debt:**
12. **Financial Education:**
Hire a mentor! Like Vincent financial group.
On this podcast you will hear actionable tips on Building a Firm Foundation for Life in Fitness, Food, and Finance
I believe in building a firm foundation for life through functional fitness, farm-fresh nutrition, and sound financial practices. Join us in creating a healthy and resilient future!
We are happy, humble, helpful people that want to be healthy and fit now, as well as in their 90's. I talk about how to live that good life now and later with a heavy slant towards fitness and nutrition. I will even get into mindset, goals, raising chickens, raising kids, bitcoin, rental property, and entrepreneurialism
CrossFit Garage (Woodstock GA)
https://crossfitgarage.com/get-started/
YouTube channel with other visually videos (long and shorts)
https://www.youtube.com/@AndyMcCann42
My Lightning Node
Pubkey
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My Nostr
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