Garnet Heraman is a serial entrepreneur and investor with 25 years experience at the intersection of innovation + technology. Originally from the island nation of Trinidad & Tobago, he was educated at Columbia University (BA), NYU (MBA) and The London School of Economics. As a dotcom entrepreneur Garnet has had 3 exits, 1 of which was to a publicly traded company. As an investor, he is co-founder and managing partner of Aperture® Venture Capital, a seed stage fintech fund backed by 7 different Fortune 500 corporations. He is also an LP in several other VC funds such as NY InsurTech Fund II and the Berkeley Skydeck Fund. Garnet is highly sought after as a startup technology expert, appearing in over 30 business publications and at events on 5 continents. He is currently finishing his first book, due out in early 2025. Garnet lives in Monarch Beach, CA with his wife and one very spoiled rescue dog. -- Critical Mass Business Talk Show is Orange County, CA's longest-running business talk show, focused on offering value and insight to middle-market business leaders in the OC and beyond. Hosted by Ric Franzi, business partner at REF Orange County. Learn more about Ric at www.ricfranzi.com.