📱Watch the full episode for free in the Ramsey Network app.Ken Coleman & Rachel Cruze answer your questions and discuss: "We borrowed from my mom to start a business," Why a HELOC isn't an emergency fund, "Quit our jobs to travel across Europe?" Deciding between paying off debt or saving, "What loans should we get to start a business?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 💻 Visit NetSuite today to learn more 🚨 Get 15% off a medical emergency kit at The Wellness Company 📖 Learn More about Timothy Partners 🏛Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!💵 Start your free budget today. Download the EveryDollar app!📈 For help with investing, get connected with a SmartVestor Pro.💼 For business and leadership insight, listen to The EntreLeadership Podcast.🛳️ Live Like No One Else CruiseListen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices