0:00 — Early hype and the payments mistake (2010–2013)

03:35 — Who “gets” bitcoin? Trust vs smarts

09:57 — Better tools & the new builder era

12:51 — The next breakout Bitcoin company: infrastructure to applications

23:09 — AI changes things: timelines, payments, investor incentives & global access

37:11 — How to think about spending and holding dollars?

42:01 — Silicon Valley’s ZIRP psychology

44:56 — The litmus test of Bitcoin understanding

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