Cloud Computing vs Railroad? or.. Internet Banking vs Brick-and-mortar retail? They are very different market place. Technology-heavy market places are cloud computing and internet banking are on the rise! They are growth industry. On the other hand, railroads and brick-and-mortar retail outlets are on the decline. As investors, we need to analyze companies differently depending on the type of market place they are playing in. Let's take a look at different types of industries and what that means to investors.