⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠ Watch the full episode for free in the Ramsey Network app. Ken Coleman and Rachel Cruze answer your questions and discuss: "Can I 'divorce' my entitled children?" "How do I recover from having my credit history wiped?" "My agent keeps insisting I should keep my four whole life insurance polices." "I struggle with giving money, does that make me a bad person?" "My husband wants to sell our house and rent in order to pay off debt, but I don't want to do that." "I'm worried I'm not going to be able to provide for my soon-to-be wife and child" "How do I help my in-laws while we are working the Baby Steps? They currently don't have any retirement savings." Next Steps: ✅ ⁠⁠⁠⁠Help us make the show better by taking this short survey!⁠⁠⁠⁠ Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠send us an email.⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠ Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠⁠Aldi⁠⁠⁠⁠ Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠ Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today! Learn more about