Welcome back to Uncontested Investing! In this final episode of our Foundational Series, we’re diving into real estate financing—the key to scaling your investment portfolio successfully. If you think bank loans are your only option, think again!
In this episode, we break down the best funding options for real estate investors, including private lending, leveraging your portfolio, DSCR loans, and more. We also bust the biggest myths around hard money vs. private lending and share strategies to build strong financial partnerships that will keep your deals flowing.
Whether you’re new to investing or looking for smarter ways to finance your next project, this episode is packed with insider knowledge to help you succeed!
Key Talking Points of the Episode
00:00 Introduction
01:00 The rise of private lending & how it has evolved
03:20 Hard money vs. private money: Breaking the stigma
04:24 Building strong relationships with private lenders
05:49 Leveraging your current portfolio for funding
08:30 Why private lending is faster & more efficient than traditional banks
10:05 The role of financial advisors in real estate investing
11:45 Finding funding at local REIAs (Real Estate Investor Associations)
13:17 Mixing private lending, bank loans, and IRA funds
15:24 How DSCR loans work & why they’re a game-changer
17:44 Why private lenders care about your long-term success
Quotables
“Private lending isn’t like the old days of hard money. It’s evolved into a regulated, investor-friendly industry where lenders actually want you to succeed.”
“Your current portfolio is more powerful than you think—cash-out refinancing can fund your next deal without needing new capital.”
“The smartest investors don’t rely on just one funding source. They mix private lending, bank loans, and even retirement funds to build a scalable portfolio.”
Links
RCN Capital
https://www.rcncapital.com/podcast
https://www.instagram.com/rcn_capital/
REI INK