Adam Niman isn't shy to share his opinions and that's what makes him such a great guest.  On this episode of The Your Life! Your Terms! Show we get Adam's latest thoughts on participating life insurance policies, real estate, private lending, health benefits plans and more!  You can find a copy of his book on insurance title, Fortune or Fiction: Why The "Be Your Own" Banker Concept is Flawed, by visiting FortuneorFiction.ca