In our latest podcast, Keane Ehsani (WG ’20) is joined by Jeffery Kendall, Executive Vice President of North America Sales and Distribution at Temenos (https://www.temenos.com/us/). In this extensive interview, Jeffery explains how Temenos Infinity helps banks and credit unions become digital through their foundational low code platform.  Jeffery also discusses how digital service has evolved to drive growth in deposits and how digital transformation and evolving consumer preferences are changing the way in which banks interact with their customers to provide a better user experience. Founded in 1993 and listed on the Swiss Stock Exchange (SIX: TEMN), Temenos AG is the world’s leader in banking software, partnering with banks and other financial institutions to transform their businesses and stay ahead of a changing marketplace. Over 3,000 firms across the globe, including 41 of the top 50 banks, rely on Temenos to process the daily transactions of more than 500 million banking customers. Temenos Infinity (https://www.temenos.com/us/products/infinity/) is a digital banking front office product focused on customer experience. Temenos Infinity delivers a cloud-native, cloud-agnostic, independent digital banking solution. This customer-focused experience operates on any core banking system. It incorporates an omnichannel experience and real-time engagement, a best-in-class onboarding, and origination capability, along with rich functionality to support personal financial management and customer servicing. As the Executive Vice President of North America Sales and Distribution for Temenos, Jeffery is responsible for driving solutions for growth for Temenos' North American customer base of 1,400.  Jeffery also manages partnerships with the rest of Temenos to ensure the global success of Temenos Infinity, their market leading digital front office product.  Jeffery was previously the Executive Vice President and General Manager of Banking at Kony (acquired by Temenos in 2019 for $580mm), where he led sales, marketing, professional services, and product management functions for Kony's digital banking portfolio.  We would like to thank the team at Money 20/20 USA (https://www.money2020.com) for hosting Wharton FinTech in Las Vegas during their annual conference to meet with and interview thought leaders in the FinTech Industry. Money20/20 is the premier global event on Payments, FinTech, and Financial Services where C-Level Executives, renowned speakers, innovators and disruptors from across the world unite to drive change in the future of money. We would also like to thank Wharton FinTech's platinum sponsor, the Stevens Center for Innovation in Finance at Wharton (https://stevenscenter.wharton.upenn.edu). The Stevens Center is the premier research, education, and thought leadership institution in the world for financial technology.