11:28 - What can people do if they are struggling to afford their mortgage payments?

 

12:22 - Is it a good idea to request a mortgage holiday even if you can afford your mortgage payments?

 

14:25 - What are the potential implications of taking a mortgage holiday on any future plans to remortgage?

 

16:30 - If you take a mortgage holiday will you be required to pay back that money if you remortgage in the near future?

 

17:33 - What are the impacts of the Bank of England's interest rate cuts on those with an existing mortgage?

 

20:30 - There are reports that lenders are withdrawing mortgage products from the market or are focussing on customers with lower loan-to-value mortgages. What trends are happening in the mortgage market at the moment?

 

23:27 - Are mortgage lenders anticipating a house price crash?

 

25:16 - If people are looking to buy and/or sell a home should they reconsider?

 

26:48 - What is likely to happen to those people who have already been given a mortgage offer?

 

27:35 - What are the implications of the current property market conditions for landlords?

 

29:03 - I’m not working and I expect it to take a while in the current climate for me to find another job. In the meantime, I'm hitting the end of a 5 year fixed term on my mortgage. 1) Will I struggle to remortgage with another provider? 2) What options would I have with my current provider to take advantage of the low interest rates?

 

30:07 - If you take a mortgage holiday, does it impact on your ability to equity release on your property? If so, how long for?

 

31:07 - I am looking to buy a property and have roughly 36% deposit saved for the house that I want to buy. I am not planning on buying for 3 more years due to personal circumstances. At what point does saving, or giving more to a lender result in diminishing returns in terms of the mortgage deal / repayments. Should we be saving even more for a deposit? Or is it not worth going over 30% 40% 50% LTV?

 

32:33 - I have a high value property which I own outright. Will I still be able to get a substantial loan against it? How will the current situation affect my ability to get a loan and its conditions?

 

33:23 My product is coming to end in June but the term ends next year. I’m 63 years old and my bank will not give me another product. What can I do?

 

34:30 I’m a first-time buyer, will it be a good time to buy a house when this is over or will it be best to wait until things recover? Will the mortgages LTV increase again?

 

36:06 - We are paying our mortgage back as interest only at the moment, we need to get back to repayment but with the uncertainty at the moment, my husband is self employed, I am employed what would you advise?

 

38:23 - Is it taking longer to get through to lenders?