In this episode of the Know Your Why Podcast, Dr. Jason Balara speaks with Joel Miller, founder of Flames Financial Planning, about how he’s reshaping the financial planning industry. Joel shares his entrepreneurial journey and explains how his firm’s innovative flat-fee membership model delivers comprehensive financial services—including investment management, tax planning, and estate planning—without the high fees or asset minimums typical in traditional advisory models. Throughout the conversation, Joel emphasizes the importance of financial education, client engagement, and building a planning experience that truly meets people where they are. His mission is clear: to empower 5,000 families across America with accessible and impactful financial guidance.

Key Highlights:

- Flames Financial Planning uses a flat-fee membership model that makes financial planning more accessible and transparent.

- Joel Miller’s background in education informs his client-first approach, focusing on simplicity and clarity in personal finance.

- Services include investment management, tax filing, and estate planning—all included in one monthly membership.

- Unlike traditional models based on assets under management, Joel's firm is structured to serve clients at any income or net worth level.

- Ongoing education and proactive support are central to Joel’s client engagement strategy.

- The membership model offers families a financial advisor without the usual barriers or high entry points.

- Joel is on a mission to transform the industry by focusing on relationships, not transactions.

- Financial planning should be customized and performance-aligned, not one-size-fits-all.

- By removing complexity, Joel helps clients take control of their financial journey and build long-term confidence.

Joel Miller is leading a shift in the financial planning world; one that prioritizes education, accessibility, and client empowerment. Through his unique membership model, he’s making it easier for families to receive holistic support across all aspects of their financial life. This episode is packed with insights for anyone looking to take charge of their personal finances or better understand what to look for in a financial advisor.

Get in touch with Joel:

https://www.flamesfp.com/

If you want to know more about Dr. Jason Balara and the Know your Why Podcast:

⁠⁠https://linktr.ee/jasonbalara⁠⁠  

Audio Track:

Back To The Wood by Audionautix is licensed under a Creative Commons Attribution 4.0 license.⁠⁠ https://creativecommons.org/licenses/⁠⁠

Artist:⁠⁠ http://audionautix.com/