In this episode, I open up about the dark moments that shaped my path, from losing everything and struggling to support my family, to discovering the principles that have allowed me to not just survive, but to thrive. I share how I turned my biggest failures into lessons that now guide my approach to money, health, and life.

One of the most pivotal moments in my journey was when I realized that money isn’t just about numbers—it’s about mindset and behavior. Growing up in a challenging environment, I developed an intense drive to succeed, but that success came at a cost. I found myself in the same financial stress despite earning more money than I ever thought possible. This realization forced me to rethink everything I knew about money, and I learned the hard way that financial success without the right habits and understanding leads to a vicious cycle of earning and spending without true fulfillment.

I discuss the irony of achieving financial success while sacrificing my health, leading to a complete collapse that taught me the true value of balance and the importance of investing in myself. This was when I developed the CURBS method, a system designed to help you manage your money in a way that builds real wealth and security. I also talk about the concept of "lifestyle creep"—the tendency for expenses to rise along with income—and how mastering spending is more crucial than simply earning more.

Money, as I’ve come to understand, is a mirror that reflects our values and intentions. When managed well, it can lead to fulfillment and happiness; when misunderstood, it can cause anxiety and stress. That’s why I emphasize the importance of knowing your "Good Enough" number—a concept that’s crucial for financial peace of mind. Understanding how much is truly enough for you is key to living a life that’s rich in every sense of the word, not just financially.