In this episode, Owen interviews Kyle Frost, an independent financial adviser based out of Sydney.Owen's courses:https://education.rask.com.au/all-courses/?utm_source=podcast&utm_campaign=ep47SHOW NOTES: https://www.rask.com.au/2020/03/16/kyle-frostKyle started a business called Millennial Independent Advice. Owen picks Kyle's brain for answer to 4 hypothetical questions, on topics such as:Ways to save $4,000 to $5,000 using the First Home Super Saver Scheme (FHSSS)How tradies can prepare their financesThe difference between offset accounts and mortgagesGot a mortgage? Kyle tells us how it's possible to use your home to supercharge your emergency cash savingsFinally, how can a late 50s couple best prepare for retirementAll that and more in this episode of The Australian Finance Podcast.