It’s that time of year again, New Year’s Resolutions.  Matt and Andrew discuss their resolutions, all the biggies, money, health, and fitness.

Are you making resolutions?  Have you made them for so many years running that they’re more like traditions now?  Yeah, us too.  Let’s see what we can do to get serious this year.

The key to creating a good New Year’s Resolution list is to keep it actionable and measurable. For instance, just “getting healthy” or “make more money” isn’t really a good place to start — how will you know if you’re successful, and how do you get started?

Be more specific.  Change getting healthy to eating three servings of veg a day.  (You need more but if you’re eating next to none, this is a good place to start.) Change make more money to devoting an hour a day to working on your side business.

What you don’t need to accomplish resolutions is motivation.  What you need is discipline.  Discipline leaves no wiggle room when you don’t feel like doing something.  If you rely on motivation, you won’t do anything when it wanes.  Discipline is what carries you through when you don’t feel like it.

Surround yourself with things that help you reach your goals.  Like minded friends, books, podcasts, Ted Talks.  It helps to keep your goal in the forefront during your day to day life.

Even if you fall off the wagon, it’s not the end of your resolution.  You can re-set things anytime.  You messed up, that’s okay.  Figure out what caused you to get off track and what you can do to avoid it happening again when the same obstacle comes up.

We can have this same discussion next year or you can finally resolve your resolution.

Show Notes

Black Flip Cocktail:  It’s like a frothy chocolate milkshake with alcohol!  Try this recipe.

The Simple Dollar and I Will Teach You To Be Rich are two books Matt recommends on personal finance.

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