Commercial Financing Tips Every Residential Investor Should Know
In this episode of Uncontested Investing, we dive deep into one of the most misunderstood but most powerful tools in the investor toolbox: commercial financing for residential portfolios.
We break down the key differences between traditional and commercial loans, when it makes sense to make the switch, and how commercial lenders can become long-term strategic partners for scaling your real estate business.
Whether you’re just starting out or ready to transition from 2–3 properties into a real business, this episode is your roadmap to going pro!
Key Talking Points of the Episode
00:00 Introduction
01:30 Key advantage: easier qualification than traditional loans 03:49 What types of assets qualify for commercial financing
04:35 How commercial lenders act like partners 08:33 Understanding the different kinds of commercial lenders
10:10 Should you set up an LLC for each property? 12:03 What new investors need to know about commercial lending
13:45 Interest rates, cash flow, and why pacing matters 16:01 Advice for new investors: vet your options and talk to mentors
Quotables
“Just because you can get approved doesn’t mean you should move that fast.”
“A lender who educates you is a lender worth sticking with.”
“You don’t build a real estate business by staying in the traditional lane forever.”
Links
RCN Capital
https://www.rcncapital.com/podcast
https://www.instagram.com/rcn_capital/
REI INK