📈 Are you on track with the Baby Steps? Get a Free Personalized PlanRachel Cruze & George Kamel answer your questions and discuss: "My mortgage is 50% of my income" "My friend won't let me repay him" "We're $412k in debt and I just lost my job" "My sister-in-law passed without a will". Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💸 Learn more about opening a high-yield savings account with Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps📱 Watch the full episode for free in the Ramsey Network app.📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!💼 Connect with a RamseyTrusted tax pro for help with payroll and more 💵 Start your free budget today. Download the EveryDollar app!🎟️ Get Tickets to the Money & Relationships Tour 🪑 Check out Front Row Seat with Ken Coleman!🏘️ Free Tools & Resources to Reach Your Home GoalsListen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel🪑 Front Row Seat with Ken Coleman📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices