Affinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, financial wellbeing experts and hosts Jacqui Kearns, Shawn Lubitz, and Grant Gallagher discuss budgeting for your annual family vacation.

The team dives into vacation saving and budgeting strategies, including how to establish a realistic budget for annual vacation costs, planning a fun and rewarding vacation that meets your overall lifestyle needs and goals, and managing the stress associated with vacation planning. The team also discusses ways to save money in real-time during the trip - and why a “staycation” can be just as beneficial to your overall wellbeing.

Additional topics include:

• Planning for unexpected or hidden expenses while on vacation
• Tips for managing your vacation budget in real-time while enjoying your trip
• Common mistakes people make when budgeting for and on vacation

The team also takes a question from the member mailbag: My significant other and I are traveling together for the first time and trying to figure out how to split costs. We both have reward credit cards, and both want the points. What is a fair way to split so that we both maximize the savings for the trip?

Finally, the team concludes the discussion by highlighting the Cash Back Debit Card, which is free with all Affinity checking accounts. The Cash Back Debit card enhances the Affinity member experience and promotes overall financial wellbeing, earning up to $120 per year in cash back on everyday purchases with no fees, and the ability to get paid sooner via direct deposit.

Just a reminder if you have a question or comment for a future Member Mailbag segment, please send it to @affinityfcu on Facebook or Twitter with #MemberMailbag.

Rate, like, and subscribe for more from the Wellbeing and Your Wallet podcast. Visit www.affinityfcu.com for additional information about financial wellbeing and Affinity products.

Thanks for listening and be well.