It’s a common story: approaching retirement with little or no savings, uncertain how far social security or savings will take you, dealing with climbing health care costs and the potential responsibility for providing financial support to adult children. Increasingly, retirement is a financial struggle for millions. In episode 2, we meet Genie and Burgess Etzel, both approaching the final year of their careers at Harris Health. Perhaps they have it made: two pensions, a house in a fashionable neighborhood, a loving family. All this is true, but as with so many Americans, it hides complex family dynamics and the challenging math of the new retirement.