📱Watch the full episode for free in the Ramsey Network app.Dave Ramsey & Dr. John Delony answer your questions and discuss: "My husband has been unemployed for 13 years," "Should I co-sign an apartment for a relative?" "Should I consider separate managed accounts?" "Should I put my husband on an allowance?" "Should I finance equipment for my business?" Support Our Sponsors: NetSuite: Free KPI checklist, visit netsuite.com/Ramsey Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today. BetterHelp: betterhelp.com/Delony to get 10% off your first month   The Wellness Company: urgentcarekit.com/ramsey for 15% off medical emergency kit Next Steps📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!💵 Start your free budget today. Download the EveryDollar app!❤️ Get tickets to our NEW Money & Marriage Date Night virtual event 🏠 Find a Ramsey Trusted Real Estate AgentListen to more from Ramsey Network🎙️ The Ramsey Show  🧠 The Dr. John Delony Show🍸 Smart Money Happy Hour💡 The Rachel Cruze Show💸 The Ramsey Show Highlights💰 George Kamel💼 The Ken Coleman Show📈 EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices